Services
HOME INSURANCE
This is a packaged policy specially designed for your home.
It covers a myriad of perils including fire, lightning, explosion, earthquake, riot and strike, burglary (including armed robbery), civil commotion, impact, tornado or windstorm, flood, malicious acts, burst pipe, theft and many more.
Besides all the above, it provides cover for the cost of alternative accommodation or rent, when your home is rendered uninhabitable as a result of the occurrence of an insured peril.
MOTOR INSURANCE
Under Motor Insurance we have the following covers: Third Party only, Third Party Fire & Theft, and Comprehensive Third Party only: The policy indemnifies you and any permitted driver in respect of your legal liability to third parties for death and bodily injury as well as claims for damage to other persons' property. The minimum limit for third-party property damage at present is GH¢5000, However this can be increased at your request. Bodily injury claims shall be calculated as directed in the National Insurance Commission’s Limits on Motor Injury and Death Claims (CAP 2021) Motor Third Party Amplified: In addition to the Third-Party cover described above, this policy covers your vehicle for loss or damage to side mirrors, Windscreen and minor scratches. Third party, Fire and Theft: In addition to the Third-Party cover described above, this policy covers your vehicle against the risks of fire and theft. Comprehensive: The comprehensive policy will cover all the risks described above, in addition to accidental damage to your vehicle.
PERSONAL INSURANCE
AA capital sum is payable for death, with lesser sums for loss of limbs or eyesight. A weekly benefit for a specified maximum period is payable for temporary total disablement in addition to medical expenses necessarily incurred as a result of the accident. This Policy unlike the Employers liability policy operates for 24 hours a day, 7 days a week, and has a worldwide cover. The Policy is also available for a group.
